Educated at Gordon Schools, Huntly, before joining TSB as bank clerk in 1978. I switched to the role of financial adviser with them from 1989 until 1992.  Then financial advisory/management roles with AEGON and GAN between 1992 and 1998. Founding partner of Albyn Associates, starting 6/4/98 with Iain Baird and still here! My social side sees me on the golf course, much to the despair of my other half!

I left school in 1983 and joined my local bank as a junior and by the time I left in 2000 I was a senior business banking manger. I joined Albyn in 2000 and have over 1000 mortgage customers which keep me on my toes. Outside Albyn I am happily married to Pam and have three young girls which keeps me busy - but not too busy to ever miss a game at Pittodrie.

I am an Independent financial adviser with 14 years industry experience, and have worked at
 Albyn Associates since 2003. Outside of work hobbies include golf, football and following Formula One.

I left school in 1978 and joined what was then Aberdeen Savings Bank, I worked in a number of local branches in various roles and when I left in 2000 I was a branch manager at what had became Lloyds TSB.I joined Albyn in 2000 as a mortgage consultant. Outside work I have been married to Gail for 29 years and I have two grown up daughters. My main hobbies are golf and football.

I started working for Albyn Associates in 2003 as a part time Account Assistant, and as the company has grown my role has developed and I am now employed full time as Office Manager.