As more of us are living longer, planning for retirement is something we may want to do well in advance during our working lives, to reduce the risk of insufficient income to maintain our desired lifestyle after retirement. It is the longest holiday we will ever have so we need to make sure we can enjoy it!
- Retirement solutions include:
- Personal Pensions
- Stakeholder Pensions
- Company Pensions
- Group Personal Pension Schemes
- SIPPS/SSAS
- Executive Pension Schemes
- Workplace Pensions
- Divorce & Pensions
If you are already retired you may feel that your current financial position is not as good as you had expected and hoped for. If you own your own home or other property, you may wish to utilise the capital from this. You may be able to enjoy some of the benefits now, and still leave a substantial inheritance to your dependants.
- Annuities
- Income Drawdown
- Divorce & Pensions
The Financial Conduct Authority do not necessarily regulate all forms of pension planning.
The value of your pension investments can go down as well as up, so you could get back less than you invested.
Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Taking income or withdrawals in excess of fund growth may result in the fund running out quicker thsn expected.
Inflation will reduce how much your income is worth over the years
Simply contact us for a free, no-obligation appraisal of your retirement plans.
