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Whatever
your circumstances, and particularly as State-funded
support is likely to diminish over the coming decades,
you need to carefully consider what likely protection
is required for you and your dependents, whether
family or business.
You need
to consider the effect of serious illness, injury
or unemployment. If you have a mortgage,
how would this be paid?
If you are in business,
what would be the effect of you not being able
to carry on for a time, or indeed permanently. |
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What
income level would you need to maintain a similar standard
to what you have now.
What about medical
care or hospitalisation?
What if the adverse
effects were long-term?
In the
event of your death what would happen to your family
or business interests?
Given the escalating value
of modern properties, and taking account of your other
assets, could much of what you have worked for
be denied your dependants through inheritance tax?
Albyn
Associates Financial Management can
advise and assist you through this multi-faceted
range of concerns, as highlighted by the following
options:
Mortgage
Protection
Life
Assurance
Critical
Illness Cover (Living Assurance)
Mortgage
Income Protection
Accident
and Sickness cover
Unemployment
Cover
Income
Protection
Private
Medical Insurance
Long-Term
Care
Inheritance
Tax Planning |